Commercial hard money lender and bridge lender programs are comparable to traditional hard capital in terms of loan to amount requirements and concern rates. A exchange hard money or bridge lender will ordinarily be a strong financial institution that also-ran large deposit Hard Money Lenders reserves and the ability to make a discretionary agreement on a non-conforming loan.

The acumen a borrower would pay that rate is to avoid coming foreclosure or a "quick sale" of the property. That could mass to as much as a 30% or deeper discount as is common on short sales. By taking a compendious vocable bridge or hard money loan, the borrower often saves equity and extends his time to get his affairs in lineup to better manage the property.